Business financing that matches your business — not a generic template.
Working capital against GST/turnover, unsecured loans on business vintage and bank statements, or secured MSME loans against property — a first-year contractor and an established manufacturer need different lenders. We start by understanding which fits.
Contractors to large business owners — one advisor.
Traders, manufacturers, service businesses, and contractors between projects all have a real path here, not just companies with three years of audited financials.
Secured and unsecured — matched to your paperwork.
MSME / Working Capital Loan
GST-registered, operating businesses — bridges the gap between fulfilling an order and getting paid, including overdraft-style facilities. A gap contractors feel hardest, between materials going out and a client's payment cycle coming in.
Unsecured Business Loan
No collateral — approved on your bank statements, GST filings, and repayment history alone. Faster when the paperwork is clean.
What most of our lenders look for.
Eligibility
GST-registered business (working capital/MSME) or consistent monthly turnover (unsecured)
Minimum operating vintage — typically 1–3 years, lender-dependent
CIBIL score 600+ typically required for pre-screening for the promoter(s)*
Business size from small to large — the products and lenders differ, we match accordingly
Documents
Business registration & GST certificate
ITRs (business + promoter)
Bank statements (6–12 months)
Business KYC & promoter KYC
What will your business loan EMI actually be?
₹5 lakh to ₹5 crore, rates from 7.9%*. Move the sliders — the numbers and the repayment chart update instantly.
Estimate only. Your partner lender's Key Fact Statement at sanction is the final word on rate, fees, and total cost.
Know what you qualify for — before you apply anywhere.
Pick your CIBIL band honestly. We'll tell you where you stand, including if the honest answer right now is "not yet."
Likely — with the right lender.
Not every bank says yes at this profile, but our network includes lenders who specialise in exactly this range. Worth a real conversation.
Self-reported screening only — this does not affect your CIBIL score. *Conditions apply; final eligibility and rate are decided by the lender.Share your number — an advisor calls back. No fee, ever.
Business loan questions, answered straight.
What's the difference between a secured and unsecured business loan?
A secured loan (like against commercial property) usually gets a lower rate and higher amount; unsecured is faster and needs no collateral but comes at a higher rate and typically a lower ceiling.
I'm a contractor without three years of audited financials — can I still apply?
Yes — several of our partner lenders assess GST filings and bank statement cash-flow patterns rather than requiring long audited histories. We'll match you to one that fits a newer or project-based business.
Do you work with large business owners too, not just small ones?
Yes — our lender network spans small working-capital needs through large-ticket secured MSME financing; the product and lender just shift with your business's size and documentation.